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Will deleted items reappear on my report? |
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Occasionally, the creditor will verify an item that has been deleted. The newly amended Fair Credit Reporting Act has provisions to protect you against items being re-reported on your report.
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Can I restore my own credit? |
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Absolutely. You can repair your own credit, represent yourself in court, be your own doctor or paint your own house.
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I don’t completely understand how the service works? |
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That is why you should consider using a professional.
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When the service is completed will I be approved for credit? |
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You should be approved for credit as long as you meet the other requirements that the credit grantor may have separate from a clean credit report. (Employment, debt ratio, residence info, etc.)
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Does the law require that an accurate item stay on a credit report for 7 years? |
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No. The law limits negative information from staying on your report for longer than the 7 year maximum.
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Credit Repair