National Credit Management Association, commonly referred to as NCMA, is a national membership based organization. Our mission is to assist our members who are currently in or have successfully come through a financial crisis improve their creditworthiness, allowing them to achieve their credit objectives including home ownership.

This mission is accomplished by providing members with access to resources not normally available to “non-credit worthy” consumers, such as financing, banking, credit lines, professional legal assistance, tax advice, personal financial coaching, discounted health programs, and personal financial education.

NCMA members look forward to the feeling of:

• Confidence from being re-inserted back into the credit economy
• Excitement of seeing their credit score bolstered to the highest possible level.
• Acceptance from being approved for the credit that they need and deserve.
• Pride associated with home ownership.
• Security in knowing that emergencies can be addressed less stressfully.
• Improved self worth.

NCMA members are educated in the credit system, take responsibility for their financial dealings, and ready to re-join the credit economy with a clean financial slate (credit profile), prepared to build a successful life for themselves and their families.

The ultimate goal for NCMA is to positively affect enough members and their families to have a measurable favorable impact on the economy of the United States of America.